Home prices in the St. Cloud area kept climbing in October 2026, even as fewer homes changed hands. The median sales price in St. Cloud, St. Joseph, Sartell, Sauk Rapids and Waite Park was $297,400, up 8.1% from $275,000 in October 2025, according to the St. Cloud Area Association of Realtors’ monthly report. The report uses NorthstarMLS data and was current as of Nov. 6, 2026.
October at a glance
These figures cover single-family homes, townhomes and condos in those five cities.
- Median sales price: $297,400, up 8.1% from $275,000.
- Average sales price: $300,966, up 2.4%.
- Closed sales: 127, down 6.6% from 136.
- Pending sales: 109, down 17.4% from 132.
- New listings: 161, up 3.2% from 156.
- Homes for sale: 403 at the end of the month, up 26.7% from 318.
- Months of supply: 3.5, up from 2.8.
- Days on market: 49 on average, up from 45.
- Percent of original list price received: 97.6%, up from 95.7%.
So far this year, through October, the five cities have had 1,218 closed sales, up 7.0%. The year-to-date median price is $298,900, up 6.7% from $280,000.
City by city, year to date
The report’s area overview gives year-to-date closed sales and median prices, plus homes for sale at the end of October.
- St. Cloud: 680 closed sales (down 1.3%), median $273,000 (up 7.8%), 231 homes for sale (up from 183).
- Sartell: 216 closed sales (up 17.4%), median $355,000 (up 7.6%), 63 homes for sale (down from 66).
- Sauk Rapids: 160 closed sales (up 24.0%), median $310,000 (up 8.0%), 51 homes for sale (up from 35).
- St. Joseph: 90 closed sales (up 28.6%), median $309,950 (up 4.9%), 29 homes for sale (up from 21).
- Waite Park: 72 closed sales (up 9.1%), median $269,400 (up 9.3%), 29 homes for sale (up from 13).
- Rice: 60 closed sales (up 22.4%), median $309,900 (up 3.6%), 16 homes for sale (down from 21).
What it means for buyers and sellers
- Buyers have more to choose from. There were 403 homes for sale at the end of October, compared with 318 a year earlier, and homes took a little longer to sell.
- Prices are still rising. Even with more listings, the median price was up 8.1% from a year ago, and sellers got 97.6% of their original list price on average.
- Mortgage rates have eased a bit. Freddie Mac’s 30-year average fell to 7.11% on Nov. 12. See our mortgage rate report for the payment math.
- Compare with last month: Read our September home sales report.
- Bought this year? Apply for homestead by Dec. 31. See our homestead deadline guide.
This real estate report is from LPT Realty.
Sources: St. Cloud Area Association of Realtors, Monthly Indicators, October 2026 (NorthstarMLS data provided by the Minnesota Association of Realtors, current as of Nov. 6, 2026); Freddie Mac Primary Mortgage Market Survey. Checked Nov. 13, 2026.
Market figures and rates change often and are for general information only. Please confirm details yourself with a licensed real estate professional or your lender before making decisions.
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